/* Vandercrest PSN Capital — site styles
   Palette 50:30:20 — Vault Black / Sterling White / Crest Green (Brandbook V1 p.19) */
:root{
  --black:#171717; --black-2:#1f1f1f; --black-3:#262626; --line:#2f2f2f;
  --white:#fffef8; --white-2:#f2f1ea; --grey:#a9a8a2; --grey-d:#5d5c58;
  --green:#18cea3; --green-d:#0e9c7a; --green-ink:#086b54;
  --font-display:'Argentum Sans','Archivo',system-ui,sans-serif;
  --font-body:'Montserrat',system-ui,-apple-system,'Segoe UI',sans-serif;
  --wrap:1240px; --pad:clamp(20px,4vw,48px);
  --r:14px; --ease:cubic-bezier(.2,.7,.1,1);
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{margin:0;background:var(--black);color:var(--white);font:400 16px/1.65 var(--font-body);
  -webkit-font-smoothing:antialiased;overflow-x:hidden}
img,svg{display:block;max-width:100%}
a{color:inherit}
p{margin:0 0 1em}
h1,h2,h3,h4{font-family:var(--font-display);font-stretch:118%;font-weight:800;line-height:1.02;
  letter-spacing:-.01em;margin:0 0 .5em;text-wrap:balance}
h1{font-size:clamp(44px,7.4vw,104px)}
h2{font-size:clamp(32px,4.6vw,62px)}
h3{font-size:clamp(20px,1.8vw,24px);line-height:1.2;font-stretch:110%}
.em{color:var(--green)}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 var(--pad)}
.skip{position:absolute;left:-9999px;top:8px;background:var(--green);color:var(--black);padding:10px 16px;z-index:200;border-radius:8px;font-weight:700}
.skip:focus{left:8px}
:focus-visible{outline:2px solid var(--green);outline-offset:3px;border-radius:4px}

/* ---------- eyebrow / labels ---------- */
.eyebrow{display:inline-flex;align-items:center;gap:10px;font:600 12px/1 var(--font-body);
  letter-spacing:.18em;text-transform:uppercase;color:var(--green);margin-bottom:22px}
.eyebrow::before{content:"";width:22px;height:2px;background:currentColor}
.lede{font-size:clamp(17px,1.5vw,20px);color:var(--grey);max-width:620px;line-height:1.6}
.light .lede{color:#4a4945}
.mono{font-variant-numeric:tabular-nums}

/* ---------- placeholders (must be filled before launch) ---------- */
.ph{color:var(--green);border-bottom:1px dotted var(--green);font-weight:600;overflow-wrap:anywhere}
.light .ph{color:var(--green-ink);border-color:var(--green-ink)}

/* ---------- buttons ---------- */
.btn{display:inline-flex;align-items:center;gap:10px;padding:16px 26px;border-radius:999px;
  font:700 15px/1 var(--font-body);text-decoration:none;border:1.5px solid transparent;cursor:pointer;
  transition:transform .25s var(--ease),background .25s,color .25s,border-color .25s}
.btn svg{width:16px;height:16px;transition:transform .25s var(--ease)}
.btn:hover svg{transform:translateX(3px)}
.btn-primary{background:var(--green);color:var(--black)}
.btn-primary:hover{background:#2ee0b5;transform:translateY(-1px)}
.btn-ghost{border-color:#3d3d3d;color:var(--white);background:transparent}
.btn-ghost:hover{border-color:var(--white)}
.light .btn-ghost{border-color:#cfcdc4;color:var(--black)}
.light .btn-ghost:hover{border-color:var(--black)}
.btn-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:34px}
.link{color:var(--green);font-weight:600;text-decoration:none;border-bottom:1px solid transparent}
.link:hover{border-color:currentColor}
.light .link{color:var(--green-ink)}

/* ---------- header ---------- */
.hdr{position:sticky;top:0;z-index:50;background:rgba(23,23,23,.82);backdrop-filter:blur(14px) saturate(140%);
  -webkit-backdrop-filter:blur(14px) saturate(140%);border-bottom:1px solid transparent;transition:border-color .3s}
.hdr.scrolled{border-bottom-color:var(--line)}
.hdr .wrap{display:flex;align-items:center;justify-content:space-between;height:74px;gap:24px}
.logo img{height:30px;width:auto}
.nav{display:flex;align-items:center;gap:4px}
.nav a{white-space:nowrap;padding:10px 12px;border-radius:999px;font-size:14px;font-weight:500;text-decoration:none;color:#d8d7d0;transition:color .2s,background .2s}
.nav a:hover{color:var(--white);background:var(--black-3)}
.nav a[aria-current=page]{color:var(--green)}
.nav .btn{margin-left:10px;padding:12px 20px;font-size:14px;color:var(--black)}
.nav .btn:hover{background:#2ee0b5;color:var(--black)}
.burger{display:none;background:none;border:0;color:var(--white);width:44px;height:44px;cursor:pointer;padding:10px}
.burger span{display:block;height:2px;background:currentColor;margin:5px 0;transition:transform .3s var(--ease),opacity .2s}
@media (max-width:1180px){
  .burger{display:block}
  .nav{position:fixed;inset:74px 0 auto 0;flex-direction:column;align-items:stretch;gap:0;background:var(--black);
    padding:12px var(--pad) 28px;border-bottom:1px solid var(--line);transform:translateY(-12px);opacity:0;visibility:hidden;
    transition:transform .3s var(--ease),opacity .25s,visibility 0s .3s;max-height:calc(100vh - 74px);overflow:auto}
  .nav a{padding:15px 4px;border-radius:0;border-bottom:1px solid var(--line);font-size:17px}
  .nav .btn{margin:18px 0 0;justify-content:center;border-bottom:0}
  body.menu-open .nav{transform:none;opacity:1;visibility:visible;transition:transform .3s var(--ease),opacity .25s}
  body.menu-open .burger span:nth-child(1){transform:translateY(7px) rotate(45deg)}
  body.menu-open .burger span:nth-child(2){opacity:0}
  body.menu-open .burger span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
}

/* ---------- sections ---------- */
section{position:relative}
.sec{padding:clamp(80px,10vw,140px) 0}
.sec-sm{padding:clamp(56px,7vw,90px) 0}
.light{background:var(--white);color:var(--black)}
.light h1,.light h2,.light h3{color:var(--black)}
.tint{background:var(--black-2)}
.glow{overflow:hidden;isolation:isolate}
.glow::after{content:"";position:absolute;width:min(70vw,900px);aspect-ratio:1;right:-28%;bottom:-55%;
  background:radial-gradient(closest-side,rgba(24,206,163,.42),rgba(24,206,163,.08) 55%,transparent);z-index:-1;pointer-events:none}
.glow.tl::after{right:auto;left:-30%;top:-60%;bottom:auto}
.head{display:grid;grid-template-columns:1.1fr 1fr;gap:clamp(24px,5vw,80px);align-items:end;margin-bottom:clamp(40px,6vw,72px)}
.head h2{margin:0}
.head p{margin:0}
@media (max-width:860px){.head{grid-template-columns:1fr}}

/* ---------- hero ---------- */
.hero{min-height:calc(100svh - 74px);display:flex;align-items:center;padding:60px 0 90px;overflow:hidden;isolation:isolate}
.hero canvas{position:absolute;inset:0;width:100%;height:100%;z-index:-1}
.hero::before{content:"";position:absolute;inset:0;z-index:-1;pointer-events:none;
  background:radial-gradient(60% 70% at 85% 95%,rgba(24,206,163,.30),transparent 70%),
             linear-gradient(90deg,var(--black) 30%,rgba(23,23,23,.35) 75%,rgba(23,23,23,.1))}
.hero h1{max-width:12ch}
.hero .lede{margin-top:6px}
.hero-meta{display:flex;flex-wrap:wrap;gap:10px 28px;margin-top:56px;font-size:13px;color:var(--grey)}
.hero-meta>span{display:flex;align-items:center;gap:8px;flex-wrap:wrap}
.hero-meta>span::before{content:"";width:6px;height:6px;border-radius:50%;background:var(--green)}
.page-hero{padding:clamp(70px,9vw,130px) 0 clamp(56px,7vw,96px)}
.page-hero h1{font-size:clamp(42px,6.2vw,88px);max-width:14ch}

/* ---------- risk band (mandatory) ---------- */
.risk{background:var(--green);color:var(--black);font-weight:700;font-size:14px;line-height:1.45;text-align:center;padding:14px var(--pad)}

/* ---------- grids & cards ---------- */
.grid{display:grid;gap:18px}
.g2{grid-template-columns:repeat(2,1fr)}
.g3{grid-template-columns:repeat(3,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
@media (max-width:1020px){.g4{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(2,1fr)}}
@media (max-width:640px){.g2,.g3,.g4{grid-template-columns:1fr}}
.card{position:relative;background:var(--black-2);border:1px solid var(--line);border-radius:var(--r);padding:30px;
  transition:border-color .3s,transform .3s var(--ease);overflow:hidden}
.card:hover{border-color:#3e3e3e}
.card h3{margin-bottom:12px}
.card p{color:var(--grey);margin:0;font-size:15px}
.card .num{font:800 13px/1 var(--font-display);letter-spacing:.12em;color:var(--green);margin-bottom:34px;display:block}
.light .card{background:#fff;border-color:#e6e4da}
.light .card p{color:#55544f}
.card.accent{background:linear-gradient(150deg,#1c3a33,#171717 60%);border-color:#24493f}
.ico{width:44px;height:44px;border-radius:12px;display:grid;place-items:center;background:rgba(24,206,163,.12);color:var(--green);margin-bottom:26px}
.ico svg{width:22px;height:22px}
.light .ico{background:#e2f7f1;color:var(--green-ink)}

/* list with ticks */
.ticks{list-style:none;padding:0;margin:0}
.ticks li{position:relative;padding:12px 0 12px 32px;border-bottom:1px solid var(--line)}
.light .ticks li{border-color:#e6e4da}
.ticks li::before{content:"";position:absolute;left:0;top:19px;width:16px;height:9px;border-left:2px solid var(--green);border-bottom:2px solid var(--green);transform:rotate(-45deg)}
.crosses li::before{border:0;width:14px;height:2px;background:var(--grey-d);transform:none;top:24px}

/* split */
.split{display:grid;grid-template-columns:1fr 1fr;gap:clamp(32px,6vw,96px);align-items:center}
@media (max-width:900px){.split{grid-template-columns:1fr}}

/* big statement */
.statement{font:800 clamp(34px,5.6vw,80px)/1.02 var(--font-display);font-stretch:118%;letter-spacing:-.015em;max-width:16ch;margin:0}

/* steps */
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(4,1fr);gap:0;border-top:1px solid var(--line)}
.step{padding:34px 28px 10px 0;border-right:1px solid var(--line);margin-right:28px}
.step:last-child{border-right:0;margin-right:0}
.step::before{counter-increment:s;content:"0" counter(s);display:block;font:800 44px/1 var(--font-display);color:var(--green);margin-bottom:22px}
.step p{color:var(--grey);font-size:15px}
.light .steps{border-color:#e0ded4}.light .step{border-color:#e0ded4}.light .step p{color:#55544f}
@media (max-width:900px){.steps{grid-template-columns:1fr 1fr}.step:nth-child(2){border-right:0;margin-right:0}}
@media (max-width:560px){.steps{grid-template-columns:1fr}.step{border-right:0;margin-right:0;border-bottom:1px solid var(--line)}}

/* marquee */
.marquee{overflow:hidden;border-block:1px solid var(--line);padding:26px 0;white-space:nowrap}
.marquee-track{display:inline-flex;gap:56px;animation:mq 38s linear infinite;padding-left:56px}
.marquee span{font:800 clamp(26px,3.4vw,46px)/1 var(--font-display);font-stretch:118%;color:#3a3a3a;display:inline-flex;align-items:center;gap:56px}
.marquee span b{color:var(--white);font-weight:800}
.marquee span::after{content:"";width:14px;height:14px;background:var(--green);clip-path:polygon(0 100%,40% 40%,55% 70%,100% 0,85% 100%)}
@keyframes mq{to{transform:translateX(-50%)}}
@media (prefers-reduced-motion:reduce){.marquee-track{animation:none}}

/* CTA band */
.cta{border-radius:24px;padding:clamp(40px,6vw,80px);background:linear-gradient(135deg,#0f4d3f 0%,#171717 70%);border:1px solid #24493f;
  display:grid;grid-template-columns:1.4fr 1fr;gap:32px;align-items:end;overflow:hidden;position:relative}
.cta h2{margin:0;max-width:14ch}
.cta .btn-row{justify-content:flex-end;margin:0}
@media (max-width:860px){.cta{grid-template-columns:1fr}.cta .btn-row{justify-content:flex-start}}

/* table */
.tbl{width:100%;border-collapse:collapse;font-size:15px}
.tbl th,.tbl td{text-align:left;padding:16px 18px 16px 0;border-bottom:1px solid var(--line);vertical-align:top}
.tbl th{font:600 12px/1.2 var(--font-body);letter-spacing:.14em;text-transform:uppercase;color:var(--grey)}
.light .tbl th,.light .tbl td{border-color:#e3e1d7}.light .tbl th{color:#77756d}
.tbl-wrap{overflow-x:auto}
.tag{display:inline-block;padding:5px 10px;border-radius:999px;font:700 11px/1 var(--font-body);letter-spacing:.1em;text-transform:uppercase;white-space:nowrap}
.tag-live{background:var(--green);color:var(--black)}
.tag-next{background:transparent;border:1px solid #4a4a4a;color:var(--grey)}
.light .tag-next{border-color:#c9c7bd;color:#6b6963}

/* notice box */
.note{border-left:3px solid var(--green);background:rgba(24,206,163,.07);padding:20px 24px;border-radius:0 10px 10px 0;font-size:15px;color:#d9d8d1}
.note strong{color:var(--white)}
.light .note{background:#eaf8f3;color:#2c2b28}.light .note strong{color:var(--black)}

/* FAQ */
.faq details{border-bottom:1px solid var(--line)}
.light .faq details{border-color:#e3e1d7}
.faq summary{list-style:none;cursor:pointer;padding:24px 44px 24px 0;font:700 clamp(17px,1.6vw,20px)/1.35 var(--font-body);position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";position:absolute;right:6px;top:50%;width:14px;height:14px;margin-top:-7px;
  background:linear-gradient(currentColor,currentColor) center/14px 2px no-repeat,linear-gradient(currentColor,currentColor) center/2px 14px no-repeat;transition:transform .3s var(--ease)}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq details>div{padding:0 0 26px;color:var(--grey);max-width:760px}
.light .faq details>div{color:#55544f}

/* forms */
.form{display:grid;gap:16px}
.form .row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
@media (max-width:640px){.form .row{grid-template-columns:1fr}}
.field label{display:block;font-size:13px;font-weight:600;margin-bottom:8px;color:#d8d7d0}
.light .field label{color:#3a3936}
.field input,.field select,.field textarea{width:100%;padding:15px 16px;border-radius:10px;border:1px solid #3a3a3a;background:var(--black);
  color:var(--white);font:500 15px/1.4 var(--font-body);transition:border-color .2s}
.light .field input,.light .field select,.light .field textarea{background:#fff;border-color:#d6d4ca;color:var(--black)}
.field textarea{min-height:130px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--green)}
.field .err{display:none;color:#ff8a7a;font-size:13px;margin-top:6px}
.field.invalid input,.field.invalid select,.field.invalid textarea{border-color:#ff8a7a}
.field.invalid .err{display:block}
.check{display:flex;gap:12px;align-items:flex-start;font-size:13px;color:var(--grey);line-height:1.5}
.light .check{color:#55544f}
.check input{width:18px;height:18px;margin-top:2px;accent-color:var(--green);flex:none}
.hp{position:absolute;left:-9999px}
.form-msg{display:none;padding:18px 20px;border-radius:10px;font-size:15px}
.form-msg.ok{display:block;background:rgba(24,206,163,.12);border:1px solid #24493f}
.form-msg.warn{display:block;background:rgba(255,200,90,.08);border:1px solid #6a5a2c}
.light .form-msg.ok{background:#e2f7f1;border-color:#a6e3d2}
.light .form-msg.warn{background:#fff6df;border-color:#ecd28c}

/* footer */
.ftr{background:#111;padding:80px 0 0;font-size:14px;color:var(--grey)}
.ftr-top{display:grid;grid-template-columns:1.5fr repeat(3,1fr);gap:40px;padding-bottom:56px}
.ftr-top img{height:44px;width:auto;margin-bottom:22px}
.ftr h4{font:700 12px/1 var(--font-body);letter-spacing:.16em;text-transform:uppercase;color:var(--white);margin-bottom:18px}
.ftr ul{list-style:none;padding:0;margin:0;display:grid;gap:10px}
.ftr a{text-decoration:none;color:var(--grey)}
.ftr a:hover{color:var(--green)}
.ftr-reg{border-top:1px solid #262626;padding:28px 0;display:grid;grid-template-columns:repeat(4,1fr);gap:20px 32px;font-size:13px}
.ftr-reg b{display:block;color:#e6e5de;font-weight:600;margin-bottom:4px}
.ftr-legal{border-top:1px solid #262626;padding:28px 0 40px;font-size:12.5px;line-height:1.7;color:#a3a29b}
.ftr-legal p{margin:0 0 10px}
@media (max-width:900px){.ftr-top{grid-template-columns:1fr 1fr}.ftr-reg{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.ftr-top,.ftr-reg{grid-template-columns:1fr}}

/* reveal */
.rv{opacity:0;transform:translateY(26px);transition:opacity .9s var(--ease),transform .9s var(--ease)}
.rv.in{opacity:1;transform:none}
.rv-d1{transition-delay:.08s}.rv-d2{transition-delay:.16s}.rv-d3{transition-delay:.24s}
.no-js .rv{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.rv{opacity:1;transform:none;transition:none}}
.split-words .w{display:inline-block;overflow:hidden;vertical-align:top;padding-bottom:.06em;margin-bottom:-.06em}
.split-words .w>span{display:inline-block;transform:translateY(105%);transition:transform 1s var(--ease)}
.split-words.in .w>span{transform:none}
@media (prefers-reduced-motion:reduce){.split-words .w>span{transform:none;transition:none}}

/* spotlight on cards */
.card::before{content:"";position:absolute;inset:0;background:radial-gradient(380px circle at var(--mx,50%) var(--my,50%),rgba(24,206,163,.10),transparent 60%);opacity:0;transition:opacity .3s;pointer-events:none}
.card:hover::before{opacity:1}

/* venn */
.venn{width:100%;max-width:440px;margin:auto}
.venn circle{fill:none;stroke:#4a4a4a;stroke-width:1.2}
.venn text{fill:var(--white);font:600 15px var(--font-body);text-anchor:middle}
.venn .c{fill:var(--green);font-weight:800}

/* roadmap */
.road{position:relative}
.stage{display:grid;grid-template-columns:120px 1fr 1.1fr;gap:32px;padding:40px 0;border-top:1px solid var(--line);align-items:start}
.stage:last-child{border-bottom:1px solid var(--line)}
.stage .n{font:800 56px/1 var(--font-display);color:#333}
.stage.live .n{color:var(--green)}
.stage h3{font-size:clamp(22px,2.2vw,30px);margin-bottom:10px}
.stage p{color:var(--grey);margin:0;font-size:15px}
.stage .reg{font-size:14px;color:#cfcec7}
.stage .reg b{display:block;font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--grey);margin-bottom:8px;font-weight:600}
@media (max-width:860px){.stage{grid-template-columns:1fr;gap:14px}.stage .n{font-size:40px}}

/* prose (disclosures) */
.prose{max-width:780px;min-width:0}
.prose .tbl td{overflow-wrap:anywhere}
.prose h2{font-size:clamp(24px,2.6vw,32px);margin-top:64px;padding-top:24px;border-top:1px solid #e3e1d7}
.prose h2:first-child{margin-top:0}
.prose h3{margin-top:28px;font-size:18px}
.prose p,.prose li{color:#3e3d39}
.prose ul{padding-left:20px}
.prose li{margin-bottom:8px}
.toc{position:sticky;top:110px;font-size:14px}
.toc a{display:block;padding:8px 0;text-decoration:none;color:#6b6963;border-left:2px solid #e3e1d7;padding-left:14px}
.toc a:hover{color:var(--black);border-color:var(--green)}
.with-toc{display:grid;grid-template-columns:240px 1fr;gap:64px}
@media (max-width:900px){.with-toc{grid-template-columns:1fr}.toc{display:none}}

/* insights */
.post{display:flex;flex-direction:column;min-height:300px}
.post .meta{font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--green);font-weight:700;margin-bottom:auto}
.post h3{margin-top:60px}
.post .tag{align-self:flex-start;margin-top:22px}

/* app */
.phone{width:min(320px,80vw);aspect-ratio:9/19;margin:auto;border-radius:44px;border:10px solid #2a2a2a;background:linear-gradient(170deg,#0f4d3f,#171717 55%);
  box-shadow:0 40px 120px rgba(24,206,163,.18);padding:34px 22px;display:flex;flex-direction:column;position:relative;overflow:hidden}
.phone img{width:120px;margin-bottom:auto}
.phone .ph-big{font:800 30px/1.05 var(--font-display);font-stretch:118%}
.phone .bar{height:8px;border-radius:8px;background:#2c2c2c;margin-top:12px;overflow:hidden}
.phone .bar i{display:block;height:100%;background:var(--green);border-radius:8px;width:0;transition:width 1.6s var(--ease)}
.in .phone .bar i{width:var(--w)}

/* utility */
.mt0{margin-top:0}.mb0{margin-bottom:0}.center{text-align:center}
.muted{color:var(--grey)}
.light .muted{color:#6b6963}
.small{font-size:13px}
.divider{height:1px;background:var(--line);border:0;margin:0}

/* ---------- calculator ---------- */
.calc{display:grid;grid-template-columns:1fr 1.15fr;gap:20px;align-items:start}
@media (max-width:980px){.calc{grid-template-columns:1fr}}
.panel{background:var(--black-2);border:1px solid var(--line);border-radius:20px;padding:clamp(22px,3vw,36px)}
.tabs{display:flex;background:var(--black);border:1px solid var(--line);border-radius:999px;padding:5px;margin-bottom:34px}
.tabs button{flex:1;border:0;background:none;color:var(--grey);font:600 14px var(--font-body);padding:12px 10px;border-radius:999px;cursor:pointer;transition:background .25s,color .25s}
.tabs button[aria-selected=true]{background:var(--green);color:var(--black)}
.ctl{margin-bottom:30px}
.ctl-top{display:flex;justify-content:space-between;align-items:center;gap:12px;margin-bottom:14px}
.ctl-top label{font-size:14px;font-weight:600;color:#d8d7d0}
.ctl-top .inbox{display:flex;align-items:center;background:var(--black);border:1px solid #3a3a3a;border-radius:8px;padding:0 10px;min-width:130px}
.ctl-top .inbox:focus-within{border-color:var(--green)}
.ctl-top .inbox span{color:var(--green);font-weight:700;font-size:14px}
.ctl-top input[type=number]{width:100%;background:none;border:0;color:var(--white);font:700 15px var(--font-body);padding:9px 4px;text-align:right;-moz-appearance:textfield}
.ctl-top input[type=number]:focus{outline:none}
.ctl-top input::-webkit-outer-spin-button,.ctl-top input::-webkit-inner-spin-button{-webkit-appearance:none;margin:0}
input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:6px;border-radius:6px;cursor:pointer;
  background:linear-gradient(var(--green),var(--green)) 0/var(--p,50%) 100% no-repeat,#333}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:22px;height:22px;border-radius:50%;background:var(--white);border:5px solid var(--green);box-shadow:0 2px 10px rgba(0,0,0,.4)}
input[type=range]::-moz-range-thumb{width:14px;height:14px;border-radius:50%;background:var(--white);border:5px solid var(--green)}
.calc [data-k=lump]{display:none}
.calc[data-current=lumpsum] [data-k=lump]{display:block}
.calc[data-current=lumpsum] [data-k=monthly],.calc [data-k=step]{display:none}
.calc[data-current=stepup] [data-k=step]{display:block}
.switch{display:flex;align-items:center;gap:12px;font-size:14px;color:#d8d7d0;cursor:pointer;margin-top:6px}
.switch input{appearance:none;-webkit-appearance:none;width:42px;height:24px;border-radius:24px;background:#3a3a3a;position:relative;cursor:pointer;transition:background .2s;flex:none}
.switch input::after{content:"";position:absolute;width:18px;height:18px;left:3px;top:3px;border-radius:50%;background:var(--white);transition:transform .2s var(--ease)}
.switch input:checked{background:var(--green)}
.switch input:checked::after{transform:translateX(18px)}
.result-top{display:grid;grid-template-columns:1fr 170px;gap:24px;align-items:center}
@media (max-width:520px){.result-top{grid-template-columns:1fr}.result-top svg{max-width:170px}}
.big{font:800 clamp(36px,4.4vw,56px)/1 var(--font-display);font-stretch:112%;color:var(--green);margin:10px 0 10px;font-variant-numeric:tabular-nums;letter-spacing:-.01em}
.kv{display:grid;grid-template-columns:1fr 1fr 1fr;gap:12px;margin-top:26px;padding-top:22px;border-top:1px solid var(--line)}
.kv div{font-size:12px;color:var(--grey);letter-spacing:.06em;text-transform:uppercase;font-weight:600}
.kv b{display:block;font-size:17px;color:var(--white);letter-spacing:0;text-transform:none;margin-top:6px;font-variant-numeric:tabular-nums}
.legend{display:flex;gap:18px;font-size:13px;color:var(--grey);margin:24px 0 8px}
.legend i{display:inline-block;width:10px;height:10px;border-radius:3px;margin-right:7px;vertical-align:-1px}
.chart-wrap{position:relative}
#growth{width:100%;height:auto;overflow:visible;touch-action:pan-y}
#growth text{fill:#77766f;font:500 11px var(--font-body)}
#growth .axis{stroke:#333}
#growth .l-val{fill:none;stroke:#18cea3;stroke-width:2.5;stroke-linejoin:round}
#growth .l-inv{fill:none;stroke:#8d8c86;stroke-width:1.5;stroke-dasharray:4 4}
#growth .hx{stroke:#555;stroke-width:1}
#growth .hd{fill:#18cea3;stroke:#171717;stroke-width:2}
#tip{position:absolute;top:0;transform:translateX(-50%);background:var(--white);color:var(--black);border-radius:10px;padding:10px 12px;font-size:12px;pointer-events:none;opacity:0;transition:opacity .15s;white-space:nowrap;box-shadow:0 8px 30px rgba(0,0,0,.4)}
#tip b,#tip span{display:block}
.disclaim{margin-top:20px;font-size:12.5px;line-height:1.6;color:#b9b8b1;background:#141414;border:1px solid var(--line);border-radius:12px;padding:16px 18px}
.disclaim strong{color:var(--white)}
.sched{max-height:420px;overflow:auto;border:1px solid var(--line);border-radius:14px}
.sched table{width:100%;border-collapse:collapse;font-size:14px;font-variant-numeric:tabular-nums}
.sched th{position:sticky;top:0;background:var(--black-3);text-align:right;padding:14px 16px;font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:var(--grey)}
.sched td{text-align:right;padding:12px 16px;border-top:1px solid var(--line)}
.sched th:first-child,.sched td:first-child{text-align:left}
.sched td:last-child{color:var(--green);font-weight:700}
@media (max-width:760px){.hero canvas{opacity:.32}.hero::before{background:radial-gradient(80% 50% at 80% 100%,rgba(24,206,163,.28),transparent 70%),linear-gradient(180deg,rgba(23,23,23,.6),rgba(23,23,23,.2))}}